Make the Switch to Chirpy Money™

Chirpy Money™ is a popular way everyday Australians can earn more income on their capital. We give clients exclusive access to fixed term investments that offer competitive interest rates and our renowned Chirpy service.

Popular Features

Chirpy Money™ is an in-demand solution for investors because of the following popular features:

• Attractive fixed interest rates
• Terms ranging from 6 months to 10 years
• Interest paid monthly or compounded
• No setup fees, management fees or exit fees
• Dedicated point of contact
• Account setup within 24 hours
• Complimentary Chirpy Plus membership

Eligibility

To be eligible you need $200k or more of investible capital.

Security

Chirpy Money™ records each client obligation pursuant to an internationally recognised, negotiable banking instrument known as a bill of exchange. Bills of exchange have been used for centuries to record obligations between borrowers and lenders.

Chirpy Money™ involves a borrower/lender relationship which is known as ‘debt’. Debt typically ranks ahead of equity, meaning in a worst case scenario, Chirpy Money™ clients would receive the proceeds of asset realisation ahead of Chirpy Financial's shareholders.

Please Note

Every investment carries risk, including putting money in the bank. This is why borrowers pay clients lenders interest on their capital. You can read more about risks in our Frequently Asked Questions.